The actual lender
The regulated lender’s legal name and contact details, before you proceed.
Coming soon · Personal loans up to ₹1,00,000
Money for real life.
Without the mystery.
Migiz is coming soon for eligible customers in India. For now, explore the numbers and preview how applying online will work—without confusing finance-speak.
Approval, rate and disbursal depend on eligibility and lender assessment. No outcome is guaranteed.
01 / Explore
Move the numbers.
Move the numbers.
See the whole picture.
This calculator is an illustration—not a loan offer. Your actual pricing may differ.
How much would help?
₹5,000₹1,00,000
Illustration uses
18% p.a. interest + 3% processing fee, with GST on the fee
Illustrative repayment every 30 days
₹20,592
2 repayments over 60 days
- Amount selected
- ₹40,000
- Illustrative interest
- ₹1,184
- Total to repay
- ₹41,184
- Processing fee incl. GST*
- ₹1,416
- Estimated amount received*
- ₹38,584
*Fee may be deducted from disbursal. Final interest, fees, taxes, dates and APR will appear in your Key Fact Statement before acceptance.
02 / Check your fit
A quick check.
A quick check.
No personal details needed.
Use this as a guide before you begin. A lender will complete the final eligibility and credit assessment.
Age Meet the lender’s age criteria
Income Regular, verifiable earnings
KYC PAN and Aadhaar-ready
Account Active Indian bank account
03 / How it works
How it will work when we launch.
- 01
Explore
Choose an amount and see illustrative costs before sharing personal information.
- 02
Apply
Enter your details, income and purpose through a guided online application.
- 03
Verify
Complete KYC and provide any documents requested for lender assessment.
- 04
Review
If eligible, review the lender, Key Fact Statement, APR, fees and repayment dates.
- 05
Decide
Accept only if the final offer works for you. Funds follow lender approval and completion.
Life rarely follows a spreadsheet.
Borrow only what you need and what you can comfortably repay. A personal loan is a financial commitment and missed repayments may affect your credit profile.
Clear by design
What you should see before you say yes.
The complete cost
APR, interest, processing fee, taxes and any applicable charges in one place.
Your exact dates
Disbursal amount, repayment schedule and total repayment in the Key Fact Statement.
Help when needed
Support and grievance channels, plus the lender’s escalation route.
Migiz on Android
Your loan journey,
Your loan journey,
right in your pocket.
The Migiz app is being prepared for launch. Soon, you’ll be able to explore, apply, review your offer and keep track of repayments from one place.
Android appPlay Store · Coming soon
Questions, answeredThe fine print,
The fine print,
in normal words.
Does the calculator show my final loan terms?+
No. It is an illustration using clearly stated assumptions. If you receive an offer, the lender’s Key Fact Statement will show the final APR, fees, repayment amount and dates.
Is approval guaranteed?+
No. Approval depends on eligibility, KYC, credit assessment, lender policy and successful verification. An application may be declined.
Will checking this website affect my credit score?+
Using the calculator and eligibility guide does not run a credit check. During an application, the lender may obtain your consent for a credit bureau check.
Who will provide the loan?+
Loans will be issued by regulated lending partner(s). Before applications open, Migiz will clearly publish the relevant lender identity, terms and grievance details.
What happens if I miss a repayment?+
Late or missed payments may attract charges under your agreement and may affect your credit profile. Contact support early if you expect difficulty repaying.
Can I cancel after accepting?+
Any cooling-off or look-up period and cancellation costs will be described in the Key Fact Statement and loan agreement supplied by the lender.
Important information
Migiz is coming soon and this preview does not currently accept loan applications. When applications open, Migiz will help consumers explore and apply for personal loans offered by regulated lending partner(s).
Illustration shown on this page assumes 18% annual interest, a 3% processing fee and 18% GST on that fee for 30–90 days. These are examples only and may not reflect an offer available to you.
Before accepting any offer, read the Key Fact Statement and loan agreement carefully. Confirm the lender name, net disbursal, APR, all charges, repayment dates, cooling-off terms and grievance contact.